Products and Services

Keeping your dream alive is making plans to protect the financial situation of your business and loved ones. Sound planning begins by building a strong base of financial security. A risk management plan can help manage the risks of premature death, disability and health care needs. It provides guidance in choosing the type of coverage that is right for you, your business, and your family.

We are independent benefit consultants, your eyes in the insurance industry. We have expertise in finding plans that can best meet the benefit needs of your business. Because we are “independent”, we work for you, our client, and are not obligated to any company who provides the services you are looking for.

Our service to you is complete and when you work with us we will provide:

• Minimal employer participation
• Professional client and customer service 
• A liaison between the client and the insurance companies 
• A “review” of your account annually for the best insurance rates 
• An alliance between our agency, our clients, and their insurance companies so that our clients are provided services at competitive rates.

We work with fully insured companies and the self-insured:

• Retirement Plans (Qualified and Non-Qualified) 
• Cafeteria Plans Owner
• Executive Plans (Defined Benefit and Deferred Compensation)