What will happen to your business upon your death or upon the death of a partner or key employee? What if this death occurs unexpectedly?  Will your family have to sell the business to pay estate taxes?  Will a partner’s surviving spouse become your new partner?  Will the process cause unnecessary familial strain?
Small- and medium-sized businesses are particularly susceptible to dissolution as a result of estate taxes and legal fees.  With proper planning, you can ensure that your business continues after you or your partners have passed away, or you can create a plan that will enable thoughtful dissolution.

Let Russell Financial Services share with you life insurance techniques such as a “buy-sell agreement” or “key man insurance” that enable you to satisfy your overall planning objectives, whether focused on business continuity or business disposition.  We can assist you with planning your estate to ensure maximum estate conservation to future generations.